What happens with SuperVisa if the visitor leaves early?

Discussions include Visitors to Canada/Super Visa Medical Emergency Insurance, Canadian Health & Dental Insurance, International Student Insurance, International Experience Canada (IEC) Insurance and more.

What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:36 am

I have a question. Is the premium for super visa paid in one payment and what happens if the visitor leaves in 6-7 months?
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Re: What happens with SuperVisa if the visitor leaves early?

Postby ArbetovInsurance » Wed Sep 25, 2013 8:37 am

If the person leaves and there were claim you can get a refund for the remaining time.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:37 am

Also, if no claim has been made or there is a balance after some claims. is there a refund?
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Re: What happens with SuperVisa if the visitor leaves early?

Postby ArbetovInsurance » Wed Sep 25, 2013 8:38 am

Yes, absolutely. Only if there were no claims. That's the same with every insurance company we work with.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:41 am

Ok, if there were couple claims, nothing is refunded?
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Re: What happens with SuperVisa if the visitor leaves early?

Postby ArbetovInsurance » Wed Sep 25, 2013 8:42 am

If there are claims, they will not refund, no.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:42 am

Ok, good to know. What is the deductible that people take usually?
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Re: What happens with SuperVisa if the visitor leaves early?

Postby ArbetovInsurance » Wed Sep 25, 2013 8:43 am

Well it really depends..usually I ask for how long the client is coming.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:44 am

Probably 7 months.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby ArbetovInsurance » Wed Sep 25, 2013 8:46 am

If it's a month or so then it's better to take a higher deductible, not to use the insurance and get a refund.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:46 am

Makes sense.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby ArbetovInsurance » Wed Sep 25, 2013 8:46 am

But if it's for a long period then I would say $500 or less, just because the chances of getting sick are quite a bit higher.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:47 am

Plus if there is a prexisting condition of type 2 diabetes and has her own medication from home country, what will u recommend.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby ArbetovInsurance » Wed Sep 25, 2013 8:47 am

You should probably get a policy that covers pre-existing conditions. How old is the person? Let me look up the rates and see which one would work the best.
Last edited by ArbetovInsurance on Wed Sep 25, 2013 8:48 am, edited 1 time in total.
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Re: What happens with SuperVisa if the visitor leaves early?

Postby Irrellurbet » Wed Sep 25, 2013 8:50 am

Anything better than other, or are they all the same, as premiums are quite different. 76.
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