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Forum Direct To Canada • View topic - Need private insurance

Need private insurance

Discussions include Visitors to Canada/Super Visa Medical Emergency Insurance, Canadian Health & Dental Insurance, International Student Insurance, International Experience Canada (IEC) Insurance and more.

Need private insurance

Postby EnummaBlineal » Mon Sep 16, 2013 8:06 am

Hello! I Need private insurance for myself and family in Canada. I need a help.
EnummaBlineal
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Location: Россия

Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:07 am

Hi! Are you guys visiting or immigrating here?
ArbetovInsurance
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Re: Need private insurance

Postby EnummaBlineal » Mon Sep 16, 2013 8:08 am

Our situation is complex - my wife and I immigrated to Canada in 2008 and held OHIP. Then we moved t o the US for two years and returned a little over a month ago. Plus, our daughter was born in the US and is now with us in Canada. She is a US citizen and her application for Canadian PR is pending...
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Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:09 am

I see. So would you need it for 3 months or are you sponsoring your daughter?
ArbetovInsurance
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Re: Need private insurance

Postby EnummaBlineal » Mon Sep 16, 2013 8:10 am

We are sponsoring our daughter. Our application to sponsor her was approved a few days ago, although it will take 15 months more for her to get PR. As for us, we would technically be eligible for in three months - but we need to travel for two months in December (until early Feb). So OHIP will kick in for us only in May 2014 (three months from Feb).
EnummaBlineal
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Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:12 am

So do you want me to do a separate one for you and your wife and another one for your daughter?
ArbetovInsurance
Maniak
 
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Re: Need private insurance

Postby EnummaBlineal » Mon Sep 16, 2013 8:12 am

What options are available to us?
EnummaBlineal
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Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:13 am

Or I can do the whole family (it will be cheaper) and then once you get your provincial coverage we will get a different one for your daughter. We can do a few options.
ArbetovInsurance
Maniak
 
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Location: Canada

Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:13 am

It's cheaper to buy for a family, because you only pay for 2 people.
ArbetovInsurance
Maniak
 
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Re: Need private insurance

Postby EnummaBlineal » Mon Sep 16, 2013 8:15 am

Whether we get insurance as a family, or a separate policy for my daughter, would depend on (a) what kinds of coverage are available both jointly and severally, and (b) what kind of policy my daughter will be eligible to get after we get OHIP.
EnummaBlineal
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Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:17 am

Completely up to you. You get to choose the amount of coverage you would like to have. Your daughter will have the same kind of coverage, because that's the only kind available for people without provincial coverage.
ArbetovInsurance
Maniak
 
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Re: Need private insurance

Postby EnummaBlineal » Mon Sep 16, 2013 8:18 am

Ok, so let's do a family policy for the moment
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Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:18 am

So we can get you coverage as a family until May and then we will get her a separate policy.
ArbetovInsurance
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Re: Need private insurance

Postby EnummaBlineal » Mon Sep 16, 2013 8:20 am

Ok - let's see what you can offer.
EnummaBlineal
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Re: Need private insurance

Postby ArbetovInsurance » Mon Sep 16, 2013 8:20 am

Let me check the rates. How old is the oldest person? And how long would she need it for? Much coverage do you think you want to have?
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